Do you need life insurance for your mortgage?
Safeguarding your home and loved ones from financial hardship Getting a mortgage is one of the main reasons people take out life insurance. Although it is not strictly mandatory when buying a house, having a policy can provide crucial financial security for your loved ones if you die while still paying off your home. Getting […]
Sustainability and value: The rise of green rental homes
How sustainability is reshaping the UK rental market Green rental properties are poised to revolutionise the UK housing market as new regulations and changing tenant preferences encourage landlords to enhance energy efficiency. Developers might soon be obliged to install heat pumps and solar panels in all new builds. For property investors, this transition indicates stricter […]
Looking to increase your property rental yield?
Practical tips to help landlords boost their income and keep reliable tenants Maximising rental yield is a key priority for any buy-to-let investor. Whether you’re an experienced landlord or new to the market, understanding how to calculate and enhance your yield is essential for long-term success. Rental yield, expressed as a percentage, is a simple […]
Equity release
A clear step-by-step guide to the process Many homeowners hope to take out an equity release to support their children and grandchildren financially. While it is highly commendable to want to help your family, there is an important caveat: any financial gift should be carefully planned. It is essential to ensure that releasing equity does […]
First-time buyer schemes 2026
Discover first-time buyer schemes to help you buy a home Getting onto the property ladder can feel really challenging, with saving for a deposit, rising house prices, and securing a mortgage being common concerns for many buyers. If saving for a deposit or finding the right home at an affordable price makes it difficult to […]
Growing demand for lifetime mortgages among the under-70s
Needs-driven borrowing surges as younger demographics reshape the market Borrowers under the age of 70 now account for 55% of all new lifetime mortgages. Data from 2025 highlight a significant increase from just 36% two years earlier[1]. Meanwhile, borrowing among those over 80 has fallen sharply, to 7% in 2025 from 15% in 2023. This […]
Investing in student accommodation
Demand is driven by education, but the asset must align with your goals, resources, and involvement tolerance Student accommodation has long been a distinct segment of the UK property market. For some investors, it offers predictable demand and strong occupancy. For others, it presents operational complexity and regulatory considerations. Understanding where the opportunities lie helps […]
How to build a property portfolio
From first purchase to strategy, breaking the process into stages helps turn a long-term ambition into a manageable plan Building a property portfolio rarely happens by accident. It is usually the result of clear objectives, disciplined decision-making, and a willingness to look beyond a single transaction. Starting from zero can feel daunting, but breaking the […]
Buy-to-let locations in 2026
Rental growth, affordability, depth of tenant demand, and resale liquidity Calling any city the “best” for buy-to-let is always a simplification. A strong buy-to-let deal depends on the property, tenant demand, financing, and your tax position. What we can do, though, is identify the UK cities that look most compelling for 2026 based on the […]
Trends and predictions for the housing market in 2026
How prices, demand and conditions may evolve over the year As the UK enters 2026, the housing market is moving away from the volatility of recent years towards a more balanced phase. After a period marked by higher borrowing costs and stretched affordability, most forecasts now point to moderation rather than dramatic swings, with price […]
