Why buy-to-let is still worth it in 2026
The difference is that the numbers today need to work harder Buy-to-let has become more complex in recent years, and 2026 is no exception. Higher borrowing costs, evolving rental rules, tax pressures, and stronger compliance expectations have all prompted landlords to think more carefully before buying or expanding a portfolio. However, complexity does not mean […]
When is the right time to review your mortgage?
Leaving it too late could limit your mortgage options With household budgets still under pressure and mortgage rates continuing to fluctuate, keeping track of your mortgage has never been more important. Many homeowners focus on their monthly repayments but overlook a crucial question: when should they start looking for their next mortgage deal? The answer […]
Understanding later-life borrowing options
A major decision that can affect your estate and legacy Equity release allows some homeowners to access money from the value of their home later in life. It is usually considered by people who own their property outright or have a smaller mortgage balance and want to release funds without moving home. The money released […]
How to prepare for your first mortgage application
Getting ready before you apply helps you spot issues before the formal application begins Applying for your first mortgage can feel like a big step, but preparation makes a real difference. The more organised you are before you apply, the easier it is to understand your options, avoid delays and feel confident when you find […]
Do you need life insurance for your mortgage?
Safeguarding your home and loved ones from financial hardship Getting a mortgage is one of the main reasons people take out life insurance. Although it is not strictly mandatory when buying a house, having a policy can provide crucial financial security for your loved ones if you die while still paying off your home. Getting […]
Sustainability and value: The rise of green rental homes
How sustainability is reshaping the UK rental market Green rental properties are poised to revolutionise the UK housing market as new regulations and changing tenant preferences encourage landlords to enhance energy efficiency. Developers might soon be obliged to install heat pumps and solar panels in all new builds. For property investors, this transition indicates stricter […]
Looking to increase your property rental yield?
Practical tips to help landlords boost their income and keep reliable tenants Maximising rental yield is a key priority for any buy-to-let investor. Whether you’re an experienced landlord or new to the market, understanding how to calculate and enhance your yield is essential for long-term success. Rental yield, expressed as a percentage, is a simple […]
Equity release
A clear step-by-step guide to the process Many homeowners hope to take out an equity release to support their children and grandchildren financially. While it is highly commendable to want to help your family, there is an important caveat: any financial gift should be carefully planned. It is essential to ensure that releasing equity does […]
First-time buyer schemes 2026
Discover first-time buyer schemes to help you buy a home Getting onto the property ladder can feel really challenging, with saving for a deposit, rising house prices, and securing a mortgage being common concerns for many buyers. If saving for a deposit or finding the right home at an affordable price makes it difficult to […]
Growing demand for lifetime mortgages among the under-70s
Needs-driven borrowing surges as younger demographics reshape the market Borrowers under the age of 70 now account for 55% of all new lifetime mortgages. Data from 2025 highlight a significant increase from just 36% two years earlier[1]. Meanwhile, borrowing among those over 80 has fallen sharply, to 7% in 2025 from 15% in 2023. This […]
