mortgage &
property insights

Understanding the steps involved can significantly ease the path to securing your dream home Navigating the mortgage application process can seem daunting, whether you’re a first-time buyer or returning to the housing market after years away. Understanding the steps involved can significantly ease the path to securing your dream home. Preparation is key, from knowing what lenders look for to how you can increase your chances of success and avoid unnecessary delays. How much deposit do you need? When working

  Planning to buy your first home or move up the property ladder? Significant changes to stamp duty will take effect in April 2025, potentially raising bills for first-time buyers and home movers. First-time buyers will be most affected, with their costs potentially rising by thousands of pounds. Some commentators are especially urging first-time buyers to get their property purchase completed before the end of March 2025 to avoid these substantial new charges. For some, the adjustments could mean stamp

A valuable insight into the UK’s home-selling and mortgage markets This year’s key market trends and analysis offer valuable insights into the UK’s home-selling and mortgage markets. Rightmove’s forecast for 2025 highlights a dynamic picture shaped by affordability, competitive pricing, and increased market activity. With an estimated 1.15 million property transactions predicted for 2025, buyers are poised to benefit from an increasingly favourable market. London, in particular, is anticipated to experience the beginning of a price resurgence. Following years of

Planning and future-proofing your investment are crucial steps to ensure a profitable venture Stepping into the world of buy-to-let investment is an exciting yet complex venture that promises potential financial rewards when approached with careful planning. Unlike conventional financial investments, buy-to-let requires active participation and consistent financial input. It is not just about purchasing a property and waiting for returns; it requires ongoing effort, resource allocation, and long-term strategies. If you want to maximise your returns, adopt a medium-to-long-term outlook.

Safeguarding your home and loved ones with life insurance and critical illness cover Getting a mortgage is one of life’s most significant milestones. It represents a financial commitment and a home for you and your loved ones. While we take great care in securing our homes and possessions, one vital aspect of planning often gets overlooked – how to protect the home itself and its funding in case the unexpected happens. Every mortgage is accompanied by the silent question, “What