mortgage &
property insights

A handy guide to use any time you come across some property jargon Need clarification on waffly terms and property speak? Though the world of mortgages and property is filled with unfamiliar vocabulary, there is no need to be intimidated. Our jargon buster will help you navigate the terms you will likely encounter as you search for your new home in 2024. Acceptance A document indicating acceptance of a mortgage provider’s offer. Affordability assessment The process which lenders complete to

Protecting your loved ones and home for peace of mind Life insurance is vital in mortgage protection planning, giving homeowners reassurance that their loved ones won’t be burdened with mortgage repayments if they pass away. For many, a mortgage is one of the largest financial commitments they will make in their life. Protecting this asset is crucial, especially when the unexpected occurs. Understanding how life insurance integrates with mortgage protection is essential for anyone aiming to safeguard their home and

Current opportunities, risks, and rental dynamics shaping the summer 2025 market The UK property market continues to develop, and summer 2025 is no different. This period offers both potential and challenges for those considering buy-to-let investments or aiming to grow their existing portfolio. Is now the right moment to move forward, or should one wait and reconsider? A market in transition The outlook for property investors is evolving. Inflation has decreased, and mortgage rates are gradually falling from their peaks

Selling an inherited property — legal, financial, and practical steps to progress Inheriting a property can provoke mixed emotions. Whether it is the family home, a distant relative’s flat, or a shared estate among siblings, it often bears a deep personal history and, at times, unexpected responsibilities. At a time when you might still be grieving, the legal and financial aspects of managing an inherited home can feel overwhelming. Questions come quickly: Do I need to pay tax? When can

Key steps to improve your eligibility and secure the right deal Getting a mortgage is often seen as a financial health check. Even with a stable income, lenders will review your credit history, spending habits, and deposit to assess whether you’re a suitable candidate. The good news? There are practical steps you can take to improve your position. Whether you’re a first-time buyer or have faced credit difficulties in the past, this article explains how to become ‘mortgage-ready’ and how