The future of housing and mortgages under a Labour government
First-time buyers, the broader housing market and setting a distinct course from the previous policies As the UK enters a new era following a Labour government victory during the July 4 general election, what do we know about Labour’s approach to the future of housing and mortgages under a government led by Prime Minister Starmer? […]
Increasing popularity of equity release among older homeowners
Redistributing wealth to younger generations and paying for care Many older homeowners are looking to unlock the equity in their properties to address a range of financial needs as they age. Research shows that more than three in five (61%) UK homeowners, which equates to approximately 18.7 million individuals, are contemplating some form of equity […]
What are your options when you receive an offer to buy your property?
Accept the offer, outright reject it, or engage further by presenting a counter-offer Selling your home is a monumental moment in your life, encapsulating the culmination of years spent within its walls and a significant financial transition. When the moment arrives, and you receive an offer, the path you choose next is critical. Fundamentally, you’re […]
Renovate or relocate
Should you improve your existing home or purchase a new one? Deciding between improving your existing home or purchasing a new one can take considerable time and effort. If your family is expanding, your workspace is spilling onto the kitchen table, or your bathroom feels more like a closet, it might be time to upgrade […]
Investing in buy-to-let properties
Lending criteria, eligibility, and affordability If you purchase a property to rent it out, you cannot use a traditional residential mortgage. Instead, you will need a specialist buy-to-let mortgage designed for individuals who purchase a property to lease to tenants rather than as a personal residence. Such an investment should be considered medium to long-term. […]
